Primis Mortgage Company

There’s no place like home

Discover the Primis Mortgage difference. As a subsidiary of Primis Bank, we bring you mortgage expertise backed by the reliability of our parent bank. We’re obsessed with the customer experience, and it all starts here.

Loans Your Way

Find your perfect match. You have your wish list; we’re here to help you find the loan that checks the boxes. Whether you’re shopping for your first home, working with limited upfront funds, or wanting to invest—you name it—we’ve got you covered.

 

A Mortgage Solution for You

Primis offers unique services and a streamlined, modernized process to ensure the best customer experience in the industry. We have the right solution for you. Below are some highlights of our greatest hits. Keep in mind that all loans are subject to approval and product guidelines, and each loan has special terms and conditions.

  • Downpayment Assistance

    Down Payment Assistance (DPA)

    Limited upfront funds don’t mean limited options. Access DPA and get up to 100% financing.

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  • USDA loan

    USDA Loan

    Buy in a “rural” area with up to 100% financing and competitive rates.

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  • VA loan

    VA Loan

    Zero lending fees and no down payment or mortgage insurance requirement for our U.S. military heroes.*

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  • Refinance icon

    Refinance

    Consolidate debt, lower your mortgage rate or access cash for almost anything you can imagine with a refi loan.

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  • Professional loan

    Professional Loan

    Select professionals** may qualify for 100% financing and no private mortgage insurance required.

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  • jumbo loan

    Jumbo Loan

    Chase your big home dreams with a big loan. Financing available for up to $10,000,000 on primary, secondary and investment properties.

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  • debt service coverage ratio loan

    Debt Service Coverage Ratio (DSCR)

    Use rental income as cash flow to qualify for up to $3,000,000 financing on investment properties.

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  • FHA loan

    FHA Loan

    Access home funding with lower down payment and credit score requirements. FHA loans are backed by the federal government to help make homeownership possible for many.

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  • Construction Loan

    Construction Loan

    Start fresh and create the home you want by building your own. Our construction loan offers financing to make your vision a reality.

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  • Access Total Mortgage logo

    Access Total Mortgage (ATM) Loan

    The ATM loan is a financing solution that combines your mortgage, checking and a non-traditional HELOC into one powerful account. Every deposit works to lower your balance automatically.

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Work With a Loan Officer

We originate loans in 45 states and the District of Columbia. If you want to work with a loan officer near you, select your state to get started.

Our mortgage experts always go above and beyond to make buying or refinancing a home as easy and stress-free as possible.

woman moving into home

Why Can’t We?

Your dream home isn’t clunky, so why should your loan experience be?

Primis Mortgage is built on the simple question, “why can’t we?” We’re not afraid to challenge the status quo in order to offer our customers exceptional service, competitive prices, and streamlined processing.

We leverage the latest technology while relentlessly pursuing customer satisfaction. We’re here to help you. It’s just what we do.

The Nitty Gritty:
Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). For additional licensing information click here. As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply. *Active duty, retired, or honorably discharged members of the military or their surviving spouses are eligible for the VA loan. Fee reduction applied to standard VA loans only and is a $1695 lender fee waiver. The offer is subject to all applicable state rules and regulations and may not be available in all states. **Available to Medical Doctors (MD), Podiatrists (DPM), Ophthalmologists (MD or DO), Veterinarians (DVM or VMD), Osteopaths (DO), Dentists (DMD & DDS), Psychiatrists (MD or DO), Pharmacists (PharmD), Certified Registered Nurse Anesthetist (CRNA), and Medical Residents, Fellows, or Interns with one of the former listed degrees, Nurse Practitioners, Physicians Assistants, Chiropractors, Surgeons, Certified Public Accountants (CPA), Attorneys, or Airline Pilots.

Consumer Access – Company (nmlsconsumeraccess.org)