Go rural.

With the US Department of Agriculture Rural Development loan, 100% financing is available to low- to moderate-income borrowers who are purchasing homes in “rural” areas. These loans offer competitive rates, and first-time or move-up buyers can take advantage them.

Photo of a happy family touring their plantation
Rural scene with a barn at sunset.

Is this loan for you?

Check out these details or reach out for more information:

  • Property must be located in USDA-approved areas
  • Seller can pay up to 6% towards closing costs
  • No reserve requirements
  • Open to everyone—not limited to just first-time buyers
  • Minimum credit score (FICO) 620
  • Single family homes, planned unit development (PUDs), condos and newly-manufactured home qualify

While you’re here, you might be interested in more details:

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PERSONAL Savings

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The Nitty Gritty:
Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply. *The USDA property eligibility map is for informational purposes only. Speak with your mortgage lender for an accurate assessment of target locations.