Refinance
Rethink. Reset. Refinance.
Whether you’re looking to lower your rate, shorten your term, or even take cash out, a refinance is worth consideration.
READY TO REFI?
Whether you’re simply exploring options or ready to make a move, we’re here to help. Complete this simple form, and we’ll connect you with a refinance specialist near you.
CYOR (Choose Your Own Refi)
Depending on the circumstances, a mortgage refinance can be a wise decision. Streamlining expenses, saving on interest, and having the freedom to invest in your home and life are common reasons to explore this option.
Cash Out for Home Improvements
Access your home’s equity at a fixed rate to tackle your list of home projects.
Student Loan Payoff
Secure up to 80% financing on a student-loan cash out to simplify payments without the usual extra cash-out refinance costs.*
Consolidate Your Debt
Consolidating other debts into your mortgage could mean significant savings, depending on your current debt interest rates.
You Have Options
Non Cash-Out
- Lower your existing mortgage rate or term
- Financing available up to the maximum amount offered for each program (FHA/VA/USDA/Conventional)
- Pay off construction costs to get permanent loan
Cash-Out
- Minimum credit score (FICO) 620 for conventional (primary, secondary, and investment homes); 580 for FHA** and 600 for VA
- Get up to 80% loan-to-value for conventional / FHA loans
- Get up to 90% loan-to-value on VA loans
- Primary or secondary residences may be eligible
Primis Refinancing Pros
- Turn your equity into cash
- Potentially lower your mortgage rate
- Consider switching from an adjustable- to more stable fixed-rate loan
- Reduce your monthly payment if desired
- Or, build equity faster by increasing your payment
While you’re here, you might be interested in more details:
Primis Checking
Fee-free checking with benefits and perks the other guys could never match.
Learn MorePersonal Savings
Choice rates and flexible options help you save smart for tomorrow’s adventures.
Get the DetailsAll loans are subject to approval. Terms and conditions may apply and are subject to change without notice. Primis Mortgage Company (“Primis Mortgage”) is an Equal Housing Lender and is a subsidiary of Primis Bank. Primis Mortgage NMLS #1894879 | BK #1042893 | ML #1894879 (www.nmlsconsumeraccess.org). Terms and conditions apply and are subject to change without notice. Restrictions may apply in certain states. Speak with your mortgage lender for details in your area. *Student loan payoffs may result in the loss of certain protections and benefits on federal student loans. **580 FICO for FHA requires Approve/Eligible AUS findings.