Primis Mortgage is an Equal Housing Lender

No Refi Program is One-Size-Fits-All: Let’s Look at Some of Your Options

Are you thinking it might be time for a refi, but are overwhelmed by the options out there? We’ve got you covered.  

We’re breaking down some of our products and programs that could benefit you when refinancing, helping you save time and money.   

Primis Bounce Back Plan 

Unsure when to lock in your rate, but don’t want to miss out on your dream home? With the Primis Bounce Back Plan, you can purchase at current rates, and if rates drop, we’ll help you refinance without our processing fees and appraisal expenses*. 

CYOR (Choose Your Own Refi) 

Wanting a little more detail on common refi products we bring to the table? Here are a few: 

  • Cash Out for Home Improvements: Access your home’s equity at a fixed rate to tackle your list of home projects. 
  • Consolidate Your Debt: Consider consolidating other debts into your mortgage for possible interest savings.
  • Student Loan Payoff: Potentially secure up to 80% financing on a student-loan cash-out to simplify your payments.**
  • Effective vs. Note Rates: If your interest rate is 6% or more, speak with a tax professional about potential savings from itemizing your tax deductions. 

Government and Convention Renovation Loans  

If you’re looking to refinance so you can increase your property value or tackle a much-needed home renovation project, you’ve got options with government and conventional renovation loans.  

Whether you want to unlock benefits with an FHA, VA, or Conventional loan, we can walk you through programs like:  

  • FHA Limited 203(k) 
  • FHA Standard 203(k)
  • Fannie Mae Homestyle and HomeReady Homestyle 
  • Freddie Mac ChoiceRenovation & HomePossible ChoiceRenovation 

Primis Mortgage No-Cost Float Down  

With our classic no-cost float down, you can lock in your rate and, if rates drop further, you can enjoy one float down on your interest rate before closing. Potentially saving you double, depending on when you lock in your rate.***  

Ready to see which program is right for you? 

Don’t worry, this isn’t a one-product-fits-all situation. At Primis Mortgage, we walk you through your options to find the best fit for you, your family, and your future needs.  

If you’re interested in learning more about how one of these programs could benefit you when it comes to refinancing, contact a loan officer near you today!  

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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. For tax information speak to a reputable tax professional. All loans are subject to approval. Terms and conditions may apply and are subject to change without notice. Primis Mortgage Company (“Primis Mortgage”) is an Equal Housing Lender and is a subsidiary of Primis Bank. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 (www.nmlsconsumeraccess.org). For additional licensing information click here.  Restrictions may apply in certain states. Speak with your mortgage lender for details in your area. *Does not include third party fees.**Student loan payoffs may result in the loss of certain protections and benefits on federal student loans. ***Offer good while program is available. Program availability may change at any time.